Is It safe to Add food scraps directly to the top of my soil where the plants are at? I have no compost bin or anything like that anymore, I do eat alot of bananas and was wondering if i can just throw the peel of em directly at the base of my plants?
Food scraps per se, without being composted, can attract "critters," like rats, raccoons, skunks, etc. There are lots of these critters in the city, and if you want to know how many, just try leaving the food scraps out in the open....
It's really preferable to institute some sort of compost set-up so that the food scraps, paper, and other ingredients are separated from animal scavenging until ready for application to the plants.
I doubt that it will mess up the plant. My primary concern, if it's really only one banana per week (is that all the produce you eat per week? ), is that food scraps can attract critters. But maybe not one lonely banana peel....
You could go down the row, few inches at a time, put in banana peel etc, cover, then next dump go further down. Depending on how you are planting, if in rows perhaps work scraps inbetween? Covering with dirt good to help break it down and keep a few of the critters and feathered things away.
bokashi is fermenting your compostable wastes, without air, with addition of special starter microbes.
You can just bury your scraps in the garden. There's no particular problem with that other than the critter issue. I have cats, raccoons, possums, woodchucks, squirrel, not to mention mice, shrews, voles etc, in my urban garden. The squirrels aren't too interested in kitchen scraps, but most of all the rest of them would be glad to dig my scraps back up for me and spread them around the yard.
To me there's also a kind of gross factor. You would want to mark where you buried them, so you don't accidentally dig them back up yourself while planting, weeding etc. Half composted stuff isn't pretty. And you need to keep finding new places to bury stuff, so the earlier ones can be left alone to break down.
For me with a smallish garden and a lot of kitchen wastes, it wouldn't be very workable. If your ratio is reversed, maybe so, but it still seems easier just to make a pile and throw stuff on your pile.
I second the advice to dig a small trench a few inches deep (you can dig a couple feet at a time and set the soil aside). When you make an addition just cover it up. They call it trench composting and it's supposed to be quite good for plants.