Whoa! That is why I never took the Master Gardener class - because I totally disagree with the approach they take.
There is only one sense in which what you say is true:
Mycorrhizas are fungal associations between plant roots and beneficial fungi. The fungi effectively extend the root area of plants and are extremely important to most wild plants, but
less significant for garden plants where the use of fertilisers and cultivation disrupts and replaces these associations https://www.rhs.org.uk/advice/profile?pid=633
(RHS is the Royal Horticultural Society)
Pesticides and herbicides and perhaps to a somewhat lesser extent synthetic fertilizers are toxic to the soil life community. Therefore if you are already gardening with a lot of chemicals, you have disrupted all that soil life and therefore you must rely on synthetic fertilizers to provide what the soil naturally would. IN THOSE CIRCUMSTANCES, mycorrhizal fungi are not effective. In the wild OR in naturally/organically grown gardens, mycorrhizal fungi and other symbiotic organisms have been shown to make a big difference.
These unique members of the soil community are key players in numerous biological processes: helping plants take up more phosphorus, accumulating carbon in the soil, and improving its clumping ability. Mycorrhizal fungi don't accomplish these processes on their own; they work in concert with plant roots through the power of symbiosis.
Many species of mycorrhizal fungus spores exist naturally in most soils. If plant roots are present when soil conditions prompt the fungal spore to germinate, the newly developing fungal "roots" (or hyphae) link with the cell walls of the plant roots and grow into them, creating structures that allow for the transfer of nutrients between the two organisms. In this symbiosis, the plant provides the mycorrhizal fungi the sugars they need to keep growing (since fungi can't photosynthesize to make their own sugars), and the fungi provide the plants with soil nutrients, particularly phosphorus, which their hyphae can extract from the soil more efficiently than the plant roots can.
When a large, vigorous network of mycorrhizal hyphae is associated with a plant's roots, it exponentially expands the "reach" and surface area of those roots, giving the plant greater access to the nutrients the soil has to offer. This symbiosis is, of course, great for plants, because the extra nutrients can fuel better growth and increase resistance to drought and disease. There are only two instances in which mycorrhizal fungi do not provide benefits to plants: (a) when the soil already has such ideal nutrient and moisture levels that the plants can scavenge enough on their own, or (b) when the plants are brassicas (members of the mustard family), which do not allow the mycorrhizal fungi to colonize their roots.
https://www.organicgardening.com/learn-a ... grown-ally
There is plenty of scientific study to confirm this. Here's just one as a sample:
A regional study was made to identify vesicular-arbuscular mycorrhizal (VAM) fungi effective in promoting plant growth in diverse plant and soil systems. Eight cooperators in six states of the eastern United States evaluated six VAM fungal isolates on soybean (Glycine max L. Merr.) and sorghum (Sorghum bicolor L. Moench) in a shared soil and in at least one regional soil from each location
In the shared soil, inoculation with two isolates of Glomus (GE329 and GENPI) resulted in the greatest shoot masses for soybeans, while the same two isolates and GE312 provided maximum response in sorghum. In the regional soils, GE329 and GENPI had the widest range of growth promotion with both soybean and sorghum; however, for both plant species the mycorrhizal response was greatest in soils with less than 10 mg extractable P kg−1
We conclude that VAM isolates exist which are effective in promoting plant growth over a range of edaphic and host conditions.
Journal of Soil Biology and Biochemistry
Volume 25, Issue 6, June 1993, Pages 705–713
See also information I posted earlier today, here:
https://www.helpfulgardener.com/forum/vi ... 07#p349407