I'm in San Diego. We don't have winter here, so nothing dies, LOL!

Loquats are smooth fruits, with no ridges and grooves like the fruits in my photo have... Which is too bad, because they are pretty tasty!

Someone who lives in my area said that this might be a carrotwood tree… Can anyone verify that? Are the fruits edible?

I have several of these tall, skinny trees that grew like weeds in my yard, have gotten as tall as a 2-story roof, and now are producing fruit! Can anyone identify this tree? (You can ignore the Bougainvillea in the background.)